Remodeled appliances--1726 Eagle Ave, Alameda, CA

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An aggressively-priced bungalow just appeared on the market this week. 1726 Eagle Avenue has the following specs:

3 bedrooms, 2 bathrooms, 1,491 sqft, 3,750-sqft lot, MLS(r) #40434309, $381,200

Granite kitchen with all appliances all remodeled. Laminated floors, painted, new bathrooms. There are new double pane windows. There is also a separate non conforming unit with separate entrance in the rear.
The aggressive, non-round asking price suggests a bank is likely involved in the transaction on the sell side, which is supported by the recent history:

Property History for 1726 EAGLE Ave

Date Event Price Appreciation Source
Oct 16, 2009 Listed $381,200 -- EBRD #40434309
Jul 17, 2009 Sold $592,285 45.3%/yr Public Records
May 06, 1998 Sold $9,000 -39.4%/yr Public Records
Oct 28, 1991 Sold $237,000 11.5%/yr Public Records
Apr 21, 1989 Sold $180,000 -- Public Records

But if the house was sold for $237,000 in 1991 (the $9,000 transaction in 1998 is likely a non-arms-length transfer between relatives, although I don't know that for a fact), and if the July 17, 2009 transaction is what it looks like, i.e. a bank taking the house back, how exactly does one justify adding on so much to the loan balance that one winds up losing a house that should be 2/3 paid off?

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This page contains a single entry by L. Opine published on October 16, 2009 10:03 AM.

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